Job Description

Job Description

Job Description

ABOUT ONETRUST INTERNATIONAL

If you are looking for an organization that has established an outstanding reputation for quality products and services and where you are an important member of a professional team, then OneTrust International may be for you. We are recognized as a Fortune 5000 company offering conventional, FHA, VA, USDA, and jumbo financing, while boasting portfolio, construction, and structure finance lending divisions. Our focus on utilizing the latest technology to streamline the home loan process has made us a leader in our space. We really listen to our clients in order to anticipate their home financing goals and dreams. We're mortgage educators and financing strategists, providing detailed information and sound advice on mortgage options and industry trends. We focus our energies on a transparent and open communication loan process to close loans quickly.

If our employees are successful, we are successful. Our goal is to provide them with the most current competitive tools and information possible. Employees and management listen, engage, and provide honest feedback to each other. Those who make outstanding contributions are recognized for their outstanding customer service and are eligible for key programs. In order to hire and retain employees who share our values of integrity, transparency, innovation, and greatness, we offer attractive employment packages , work-life balance , a wide range of training opportunities, and an innovative and exciting business culture. Service is everything!

Position Summary

Collaborate with internal/external loan partners to ensure timely and accurate delivery of closed loan files to investors, government agencies and mortgage insurance companies. Work cross functionally with underwriting, closing, appraisal, accounting and processing teams to facilitate a seamless loan sale and post closing experience.

Essential Duties and Responsibilities

• Review closing packages for accuracy and compliance, particularly for government backed loans (FHA, VA, USDA).
• Export and submit loan files both hard copy and electronically to investors, agencies and mortgage insurance companies.
• Ensure accuracy and completeness of all loan data submitted to agencies and insurers.
• Research and respond to post closing inquiries, loan conditions, and notices of rejection from agencies and mortgage insurance providers.
• Package and ship loan documents according to investor requirements and company timelines.
• Maintain and update shipping stacking orders to ensure loans are delivered accurately and efficiently.
• Support the company's compliance and delivery timelines by maintaining detailed records and documentation.

The above functions are intended to describe the general nature and level of work performed by individuals assigned to this job. This is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities and qualifications required of employees assigned to this job.

Education and Experience

• 3+ years of mortgage origination/post-closing experience.
• Strong understanding of loan documentation for FHA, VA, USDA and Conventional loans.
• Familiarity with agency guidelines, Fannie Mae, Freddie Mac, Ginnie Mae and mortgage insurance processes.
• Attention to detail, initiative to resolve outstanding issues and follow through until completion.
• Ability to maintain a knowledge of lending guidelines, investor programs, industry requirements, and industry changes.

Knowledge, Skills and Abilities

• Demonstrated computer skills in word processing, spreadsheet, and electronic mail software.
• Strong communication and interpersonal skills, and a high level of professional integrity.
• Maintains a positive, helpful, constructive attitude and work relationship with co-workers and supervisors.
• Strong time management and organizational skills in a dynamic, constantly changing environment.
• Attention to detail and quality focused.

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